January 25, 2026

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Santander lanza primer servicio de pagos internacionales con plataforma Blockchain

DiarioBitcoin
Santander lanza primer servicio de pagos internacionales con plataforma Blockchain

El servicio que está estrenando el importante banco estará inicialmente disponible para usuarios en cuatro países de Europa: España, Reino Unido, Brasil y Polonia.

***

El gigante bancario español Santander, anunció el lanzamiento de su aplicación de pagos internacionales para clientes minoristas en cuatro países utilizando xCurrent, la tecnología Blockchain de Ripple.

Santander está afirmando ser el “primer banco en lanzar un servicio de pagos internacionales basado en Blockchain a clientes minoristas en varios países al mismo tiempo“, con el lanzamiento de One Pay FX, en un comunicado de ayer. El lanzamiento de la aplicación para teléfonos inteligentes estará inicialmente disponible para clientes minoristas en España, el Reino Unido, Brasil y Polonia, antes de un lanzamiento de más alcance a más países, en los próximos meses.

“A partir de hoy, los clientes en el Reino Unido pueden usar One Pay para transferir dinero en Europa y Estados Unidos. En España, los clientes pueden trasladarse al Reino Unido y Estados Unidos, mientras que los clientes en Brasil y Polonia pueden trasladarse al Reino Unido“, señaló en el comunicado la presidenta ejecutiva de Banco Santander, Ana Botin.

A los clientes se les ofrecerán diferentes opciones de pago, dependiendo del destino de sus receptores. Los usuarios de Santander en España podrán enviar libras al Reino Unido, mientras que los clientes en Brasil y Polonia podrán enviar libras esterlinas al Reino Unido, explicó el banco.

Santander está utilizando Ripple’s xCurrent , un software empresarial de cadena de bloques desarrollado por FinTech, el gigante con sede en San Francisco, para impulsar el seguimiento integral de pagos y acuerdos instantáneos en todo el mundo. La plataforma, en particular, no usa la criptomoneda XRP nativa de Ripple para alimentar Blockchain.

Como se informó anteriormente, Santander anunció que la aplicación permitirá los pagos internacionales con solo “3 clics y 40 segundos“, una declaración que aún está por verificarse.

“Las transferencias a Europa se pueden hacer el mismo día y nuestro objetivo es ofrecer, para el verano, transferencias instantáneas en varios mercados“, explicó Botin, y añadió:

Nuestro objetivo es ayudar a las miles de personas que utilizan los servicios de pagos internacionales todos los días, y agregaremos más monedas y destinos en los próximos meses.”

Mientras Santander se convierte proactivamente en el primer banco europeo en utilizar la tecnología Blockchain para impulsar un proceso bancario central, un consorcio de más de 61 bancos japoneses, colectivamente responsables del 80% de los activos bancarios del país, también está trabajando para el lanzamiento de una aplicación similar de pagos al consumidor minorista usando la tecnología de Ripple.

Fuente: CCN

Traducción de Hannah Estefanía Pérez / DiarioBitcoin

Imagen de Wikimedia Commons

Falkvinge on Liberty
Analog Equivalent Rights (16/21): Retroactive surveillance of all our children
Net-of-puzzels-picture-id641382030

Privacy: In the analog world of our parents, it was absolutely unthinkable that the government would demand to know every footstep you took, every phonecall you made, and every message you wrote, just as a routine matter. For our digital children, government officials keep insisting on this as though it were perfectly reasonable, because terrorism, and also, our digital children may be listening to music together or watching TV together, which is illegal in the way they like to do it, because of mail-order legislation from Hollywood. To make things even worse, the surveillance is retroactive — it is logged, recorded, and kept until somebody wants all of it.

About ten years ago, a colleague of mine moved from Europe to China. He noted that among many differences, the postal service was much more tightly controlled — as in, every letter sent was written by hand onto a line in a log book, kept by the postmaster at each post office. Letter from, to whom, and the date.

At the time, three things struck me: one, how natural this was to the Chinese population, not really knowing anything else; two, how horrified and denouncing our analog parents would have been at this concept; three, and despite that, that this is exactly what our lawmaker analog parents are doing to all our digital children right now.

Or trying to do, anyway; the courts are fighting back hard.

Yes, I’m talking about Telecommunications Data Retention.

There is a saying, which mirrors the Chinese feeling of normality about this quite well: “The bullshit this generation puts up with as a temporary nuisance from deranged politicians will seem perfectly ordinary to the next generation.”

Every piece of surveillance so far in this series is amplified by several orders of magnitude by the notion that it you’re not only being watched, but that everything you do is recorded for later use against you.

This is a concept so bad, not even Nineteen-Eighty Four got it: If Winston’s telescreen missed him doing something that the regime didn’t want him to do, Winston would have been safe, because there was no recording happening; only surveillance in the moment.

If Winston Smith had had today’s surveillance regime, with recording and data retention, the regime could and would have gone back and re-examined every earlier piece of action for what they might have missed.

This horror is reality now, and it applies to every piece in this series. Our digital children aren’t just without privacy in the moment, they’re retroactively without privacy in the past, too.

(Well, this horror is a reality that comes and goes, as legislators and courts are in a tug of war. In the European Union, Data Retention was mandated in 2005 by the European Parliament, was un-mandated in 2014 by the European Court of Justice, and prohibited in 2016 by the same Court. Other jurisdictions are playing out similar games; a UK court just dealt a blow to the Data Retention there, for example.)

Privacy remains your own responsibility.

(This is a post from Falkvinge on Liberty, obtained via RSS at this feed.)

Santander lanza primer servicio de pagos internacionales con plataforma blockchain

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