January 25, 2026

Capitalizations Index – B ∞/21M

The Privacy Problem

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The Privacy Problem

With Cambridge Analytica and Facebook making the headlines in their recent saga, it is imperative that we keep our information secure as the world becomes increasingly connected.

What is Privacy micro-violation?

Privacy micro-violation is the usage of your private information as a micropayment in exchange for access to or for reduced costs for an online service.

Levels of Privacy

These are the various levels of privacy that we can define in a broad sense, the yellow represents information that we may not consider as very critical. This is where the majority of our privacy micro violations take place.

The privacy problemLevels of Privacy

We give out data in the yellow region quite frequently, and do not think twice about it. This data is however collected and used to form statistical correlations about you and people like you, in order that certain forms of messaging can be used to manipulate the way you may shop, vote or behave.

In addition, centralized stores of Information, especially those that contain user’s privately identifiable information , is always at risk, as the amount of hacks, data leaks keeps increasing, is it prudent of us to keep the data in the red and yellow at a centralized location?

Why is privacy important?

We can imagine a world where its impossible for anyone to hide anything and can say with some degree of confidence that it might be safer then the current scenario. However, the issue here is there is an asymmetry of information with regards to what an adversary knows about you, and what can be analyzed about you. However, you may not even know what is out there in the public domain about you.

We do not need to go into far fetched examples of why privacy is important to the individual.

The privacy problemIssues

There are various real world practical issues that we can refer to, in this post two such cases are shown.

Synthetic Identities

As per this article $6 Billion in 2016 was lost due to synthetic identities, this is not a big amount for the banks and financial industry. However, it is definitely an issue for the victims or the people whose identities were partly stolen. A Synthetic Identity theft, involves capturing small bits of information from different users and creating a new identity with various stolen bits and pieces.

2. Persuasive Digital Marketing

The privacy problemFrom Cambridge Analytica Source: https://www.theguardian.com/uk-news/2018/mar/23/leaked-cambridge-analyticas-blueprint-for-trump-victory#img-4

As the above slide deck shows, we are slowly progressing into fine tuned lab rats. Our personal data is used to fine tune algorithms in a race to manipulate us, is this really the world that we want to live in?

Suggestions / SolutionsUse Open Source Applications that has a focus on privacy.Avoid being the ProductUse Decentralized Apps to earn and be part of the network.Once we have more usage of Dapps, there will be less Information Asymmetry, better data protection and transparency.Examples

Basic Attention Token — The BAT token works with the brave browser and pays users for their attention to ads on the screen. It pays publishers as well in a way that preserves privacy.

traceto.io — KYC is normally a place where a certain amount of privacy is lost to the user. However, we at traceto.io strive to find a balance of maintaining privacy and at the same time performing the best possible KYC considering various factors.

About traceto.io

traceto.io is a decentralised Know Your Customer (KYC) network that provides an inclusive KYC solution to cryptocurrency and blockchain product companies by fusing Smart Contract and Artificial Intelligence technologies. Leveraging on over 5 decades of experience in Compliance and RegTech, traceto.io’s vision is to bridge the gap between the real and virtual world KYC processes.

Telegram: https://t.me/tracetoio

Website: https://traceto.io/

Twitter: https://twitter.com/tracetoio

LinkedIn: www.linkedin.com/company/traceto-io-pte-ltd/

The privacy problem

The Privacy Problem was originally published in traceto.io on Medium, where people are continuing the conversation by highlighting and responding to this story.

JRC on the Finchain’s main net is listing on rightbtc.com exchange!!!

News! ! !

JRC on FinChain is listing on rightbtc.com, a well-known exchange in Dubai.

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This is the first time that JRC on the Finchain’s main net listing on an exchange platform. It does not need ERC20 to transfer, will fully reflect the superiority of graphene in terms of transfer speed and convenience. This will greatly increase user engagement.
In order to celebrate the new listing of JRC, we launched the Super Benefits. The details are as follows:

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Information about rightbtc.com:
Headquartered in Dubai, rightbtc.com is the world’s leading digital currency currency exchange and provides users with currency transactions including various outstanding cryptocurrencies such as BTC/ETH/ETP.

Information about JRC FinChain:
The FinChain, is the first public-chain project that focuses on the underlying financial applications of the financial industry. It is a decentralized financial application platform which offers digital asset issuance, transaction, and management.

JRC has also landed at the following exchanges:

HKSY: (https://www.syex.io/#/index)

Ebtcbank: (https://ebtcbank.com/)

OEX: (https://oex.com/)

Uncoinex: (https://www.ucoin.pw/)

Bitnewex: (https://www.bitnewex.com/)

Visit our social channels to stay up to date:

Official Website: http://www.finchain.info/

Official 中文 Telegram Group: https://t.me/Finchain1

Official English Telegram Group: https://t.me/jrcfinchain

Official QQ Community: 710446462

Official Weibo: https://weibo.com/p/1006066310822794/home

Github: https://github.com/FinanceChainFoundation

Twitter: https://twitter.com/JrcFinchain

Fcebook: https://www.facebook.com/JRCFinchain/

The privacy problemThe privacy problem

Deconstructing the Myth of Apple— A Critical Analysis of “The World’s Most Innovative Company”

Welcome to April 11th, 2018 — it’s just another day. Yesterday though, I encountered a bit of fake news near the check-out counter of the Boulder Whole Foods. I didn’t get a snap right then and there, but check out this month’s Fast Company cover.

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Do you see it? Do see the fake news? It’s not intentional, I’m sure — they just don’t realize they made a mistake. Not everyone is up-to-date on the latest technology.

What news am I referring to? Just Apple being the #1 Innovative Company in 2018. Let’s check out the definition of innovation.

Innovation

1: the introduction of something new2: a new idea, method, or device : novelty

Now, you may say, “Todd, that’s just absurd — Apple has many innovations!” … Well, okay, maybe, but I’m not sure I would consider these anything other than incremental innovations —which are really quite boring, and not in Elon’s sense of the term.

The core of Apple innovations are nothing more than incremental innovations in the a sub-group of the technology industryInnovation as seen by Corporate America vs. Existential Technologies

Apple, Inc vs. The Singularity Cooperative

To say that Apple is the most innovative company in the world is a faslehood.

My marketing Guru says “Real Innovation is in the Blockchain”. The blockchain, distributed ledgers, and digital currencies are where real innovation is happening — as these extend beyond merely improving existing technologies like mobile phones, earbuds, and personal computers. Let’s take a quick peek at a breakdown. We’ll be generous with Apple and include Society and Culture in the same category — granting 6 distinct areas of opportunity for Innovation, since… they’re #1 and all. The core of Apple innovations are nothing more than incremental innovations in the a sub-group of the technology industry.

Holistic Industry Breakdown

To better understand the depth and breadth of Apple’s “innovation”, let’s analyze the Apple impact across the 6 industries of capital generation.

Money (Arguable Valuation Metrics vs. The Spaceport)

What happens when the entire economic system under which publicly traded companies is disrupted? Monetary scarcity is a human invention — this is obvious. Fiat currencies, by definition, are systemically inferior to currencies backed by observable trust. Fiat currencies are a product of systems of implicit (hard to measure) trust, the nation state. Cryptocurrencies exist as a part of systems with explicit (measurable) trust.

Commodities (Avoidable Mistakes vs. Cooperatively Owned Organizations)

The blockchain is disrupting supply chain transparency. How long until they realize the king has no clothes?

Technology (Apple Product Segment vs. Open-Source Alternatives)

Rapid investment in research-oriented technologies creates economic booms, take a look at the space race or previous wars. This is precisely what has happened over the past few years in the cryptocurrency space.

Education (1% vs. 99%)

Education drives social standards and general wellness. Distributed technologies with an impact on education would be paradigm changing.

Society and Culture (Brand Names vs. Human Experiences)

Apple’s branding is aesthetically minimalist, appealing to the widest audience possible. There appears to be no external desire to give back or develop any other culture besides its own.

Wellbeing (Power vs. Distributed Control)

Apples benefit to social wellbeing is limited explicitly to its customers and demonstrates only due diligence when it comes to the wellbeing of humans within its supply chains.

META Bonus — (“Ecosystem Innovation” vs. Changing the Rules of “The Game”)

Ecosystems are relative, your macro is our micro.

Observing Attempts at Innovation

There are 4 Types of Innovation as defined by Harvard Business Review.

Sustaining (iMac Pro vs. Globally Distributed Networks)Breakthrough (AirPods vs. CarePods)Disruptive (iPhone vs. The Stars)Basic Research (HomePod vs. A Universal Cooperative)We Vote With Our Money

“Apple ‘On Yellow Brick Road’ To $1 Trillion Market Cap” according to Investor’s Business Daily. Can we please catch the irony in this statement? The largest single publicly traded company in the world only manages very slight incremental technical innovations with a similar market cap higher than the GPD of 91% of the world’s nations, being slightly higher than that of Turkey, at $836 Billion.

And, after all of this, Apple is (rightfully so?) running away with its earnings — thanks to America having the planet’s highest tax rate, which is a whole other discussion.

What is it that Corporate America even stands for? These are the organizations our public sector is enslaved to, and for what? Why is there such a disconnect between publicly stated corporate values and the observable actions of that same corporation? Society isn’t blind — we don’t exist in a vacuum. Do we not realize we’re biting the hand that feeds us? I know an entire generation waiting patiently to show you corporations how distorted they are.

We live in a day and age where Corporate Social Responsibilities and shining accolades do not reflect the true nature (nor actions) of the organizations representing them.

The privacy problem

If ‘delivering the future today’ means creating more$1,000+ mobile devices and $5,000+ workstations utilizing no less capital than the 17th largest country in the world — and in the name of cult brand, please graciously excuse my participation. This is no future I want a part of.

We Need Honesty“The future is already here — it’s just not very evenly distributed” — William Gibson

Radical innovation does not happen in a vacuum. Real innovation should not be limited to just technology, but should be considered holistically. To say that innovation is happening at Apple is to sidestep the real purpose of innovation. Real innovation touches lives. The most innovative companies are the ones utilizing technologies to make lives better, not in the furtherance of materialism. Innovation should be about solving real human problems, not creating them.

Innovate or Die

As long as you weren't fooled by Jamie Dimon at one point, you should understand (take it from the real geeks) that crypto is where the innovation is being catalyzed. The entire market cap, consisting of more than 1,500+ projects, is still only 1/3 ($270 Million, as of April 11th) of the market cap of Apple — that’s an opportunity for real growth.

These systemically self-referential financial ratios used in modern finance are a joke. We’re comparing bananas to bananas in world that’s just discovered the magic of a fruit salad. The scarcity of publicly traded companies has created a vacuum of imaginary numbers that cannot be justified in the holistic financial networks coming in the near future.

I’m not telling you to invest in crypto — I’m telling you you’re not wearing any pants. You’re already exposed.

Apple is a company selling computing devices, a music service, and a brand. There are hundreds of cryptocurrency projects (1567, to be precise) who are fundamentally rethinking the entire ecosystem in which Apple exists. This is real ecosystem innovation. Let’s take a look at just a few of the inspiring projects happening outside the corporate echo-chamber.

By the way, as a U.S. citizen, unless you are an accredited investor ($1MM or more), it’s illegal to invest in these projects — no matter how much potential for social good they have.

Have you heard of Colony?

Perhaps Holochain?

RootProject or Ananas?

It’s a shame if you haven’t.

Evolution Wins

Crypto is where the real innovation is happening. Apple, Fast Company, and the rest of Corporate America are welcome to continue parading in their glass house — but consider yourself warned. You can’t ignore existential technologies and expect to not be disrupted.

Oh, and Aloha, Apple — I’m sure you will welcome the healthy competition. We also welcome your cooperation — great things can happen when we work together.

So…

Do you think Apple is innovating?

~

P.S. Check out the Apple Homepage for their latest innovation:

Introducing, the Color Red.

Maybe that’s the innovation they need to grab that last little $100 Billion!

P.P.S. We support AIDS research and would rather work directly in research, rather than using it as an attempt to sell more products. It appears Apple doesn’t even provide information as to the amount of contribution to the AIDS campaign. I’m not sure how that could be an oversight.

The privacy problemThe privacy problem

Academy Xi Blockchain Educator Offers Scholarships through MissBlockchain
Are you based in Melbourne? Or considering a course online?The privacy problem

Do you want the success of Australian Blockchain startups Horizon State, Canya, Havven, and Power Ledger?

Melbourne based Academy Xi are partnering with Miss Blockchain to sponsor $1,000 in scholarships for our Australian Designing for Blockchain course.

Over 10 weeks, part-time, you’ll learn how to take advantage of what is indeed the new economy. Use the latest tools and resources to develop your very own Blockchain concept. There are no course prerequisites, our expert instructors will teach you from the ground up.

Apply now https://academyxi.typeform.com/to/jvLc6jThe course

Blockchain is already transforming how humans, machines, corporations, and governments interact. This is living, breathing disruption in a way we’ve never seen before.

Since the beginning of time, humans have been trading goods and services, using centralised systems to facilitate exchange. Bartering was first recorded in Egypt in 9,000 BC, with farmers exchanging cows for grains. Fast-forward to the present day and the same system has become decentralised, replaced by e-money, and cryptocurrencies.

Blockchain has taken the exchange system to a whole new level, driving engagement, certainty, and trust that has long been taken for granted. Now autonomy, democracy, and distribution are standard play for forward-thinking and emerging companies.

In our Designing for Blockchain course, you’ll learn how to take advantage of what is indeed the new economy. Ride the arc of the Blockchain and dive straight into a new realm that will forever change how we interact and transact.

Who should apply:

There are no prerequisites for this course. We only ask you have an interest and willingness to learn and elevate your skills.

Curious: you’ve heard of Blockchain before and now you want to understand how it applies to your industry, personal project, or careerUX & UI Designers: you’re someone who’s looking to understand how to design for Blockchain. You question how to design for interactions that are not necessarily visibleDesigners and Developers: you’re looking for guidance on how to create design and interaction standards. You want to take advantage of the IxB (Interaction for Blockchain) toolkitGovernment Executives: you’re looking to better understand Blockchain opportunities and how they may impact government projects and initiativesEntrepreneurs: you’re already looking for ways to create profitable and disruptive businesses, so why not consider Blockchain?Technology Enthusiasts: you know more than the average person about bitcoin. You see Blockchain as the next big thingConsultants and Advisors: your clients are asking you to demonstrate your knowledge and expertise in this space. You need to highlight opportunities and provide innovative business strategies that will help your clients stay relevant, grow, and scaleWhat you’ll learnWelcome to The New EconomyUsing BlockchainCommercial Applications for BlockchainDisrupt your IndustryDetailed Product ConceptBehind the Scenes: DApp, Cryptocurrency, and ICOToken Mechanism DesignDesignThe FutureYour ShowcaseInterested? Apply now https://academyxi.typeform.com/to/jvLc6jFollow MissBlockchain on Twitter https://twitter.com/miss_blockchainFollow MissBlockchain on Instagram https://instagram.com/missblockchainFollow MissBlockchain on Facebook https://facebook.com/missblockchainSubscribe on Reddit https://www.reddit.com/r/wibi/The privacy problem

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