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One Simple Step Each Month To Get Your Finances In Order

One simple step each month to get your finances in order

One Simple Step Each Month To Get Your Finances In Order

You’ve resolved to get a handle on your finances in 2019, but there are only so many hours in the day. As work speeds up and life makes other demands, all of your good intentions transform right back into the same old habits and games of catch-up on your finances and important money matters.

Your finances
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That’s why Tony Steuer, recognized authority on financial literacy and author of GET READY! A Step-by-Step Planner for Maintaining Your Financial First-Aid Kit, suggests ONE action item each month that will contribute to an overall healthier financial life. This will make things simple while keeping you accountable year-round.

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Below are Tony’s suggestions on the MOST important action item each month to keep your finances in shape:

  • January: Review your budget and cash flow as well as your net worth statement. This lets you see how you did last year and if you want to make any changes for the new year.
  • February: Organize tax documents and receipts.
    • If you’re feeling ambitious: Organize all financial documents from prior year to prep for taxes. It’s like spring cleaning for your finances.
  • March: Review your investments and allocations, making sure you are still on track for major goals such as retirement savings.
  • April: File federal and state income tax returns.
  • May: Order credit reports.
  • June: Review retirement plan contributions and projections to see if you are on target
  • July: Hold a family financial meeting. Review old goals and set new ones.
  • August: Review estate plan and estate planning documents to make sure they are current. This includes wills, trusts, and advance directives.
  • September: Review insurance policies to prep for November by making sure coverage still meets your needs and preparing to adjust accordingly.
  • October: Review your financial first aid kit
  • November: Open enrollment for group employee benefits and Individual Health Insurance begins.
  • December: Wrap up any loose ends from your financial year.

What do you plan to do to get your finances in order for 2019, comment below!

The post One Simple Step Each Month To Get Your Finances In Order appeared first on ValueWalk.

Published at Fri, 11 Jan 2019 07:03:48 +0000

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DIMCOIN Offers Equity Through Blockchain Ecosystem, Proudly Announces ICO

Tech startup DIMCOIN has recently announced the dates for its upcoming pre-ICO and ICO crowdsale. The crowdsale will offer investors a chance to support a digital ecosystem that enables individuals and businesses to conduct encrypted transactions, including trading and management of company shares and assets through online wallets.

The DIM blockchain-based ecosystem allows altcoin stock trading and equity tokenization on all devices and/or password-encrypted paper certificates. The ecosystem also gives users a plethora of financial services and products for different types of digital transactions.

The platform utilizes two separate types of digital tokens viz., DIM Currencies and DIMCOIN. DIM Currencies are digital equivalents to fiat currencies, designed to mimic them in value. DIMCOIN, however, is more of a traditional cryptocurrency, an asset tradable against all other cryptocurrencies, with a more speculative value.  

DIM TOKEN investors holding more than 50 DIM TOKENS will be entitled to voting rights and 30% of the fee’s collected by the ecosystem. Built with NEM blockchain technology, DIMCOIN employs a two-tier design, using spam protection, node reputation, and incentivized infrastructure through supernodes, all to ensure transparent and secure online trading and transactions. DIMCOIN is aiming to reinvent the blockchain financial services industry and deliver a cutting-edge platform for assets and services.

DIMCOIN ICO

DIMCOIN has announced that its pre-ICO will begin from the 1st of July 2017 at 12:00 CET and go on until the 15th of July at 23:59 CET. The Pre-ICO will give early investors the chance to support the project. DIMCOIN will be rewarding early investors with a 30% bonus during the pre-ICO. Every 100 DIMCOIN purchased during the pre-ICO will receive 1 DIM TOKEN and 30 DIMCOINS BONUS. The pre-ICO price will be set at 100 DIMCOIN per $1.00.

The DIMCOIN ICO will run from the 16th of July at 00:00 CET until the 27th of August at 23:59 CET. The platform has announced a maximum cap of 10 million DIM TOKEN, and 1 billion DIMCOIN, which can be purchased during the ICO campaign.

The bonuses offered during the ICO will gradually decrease after the Pre-ICO starts on the 1st of July 2017. During the Pre-ICO (1 July – 15 July), a bonus of 30% will be offered for the purchase of DIM Tokens.  After that, Phase 1 of the ICO (16 July – 29 July) will have 20% bonus, Phase 2 (29 July – 12 August) will offer 15% bonus followed by Phase 3(13 August – 19 August at 10% bonus.  The final Phase 4 (20 August – 27 August), last week of the ICO will offer a 5% bonus.

After the first ICO target of $10 million is achieved the price will raise from $0.01 per DIMCOIN to between $0.02 and $0.12. Once it reaches the second goal of $30 million, the price per DIMCOIN will remain fixed at $0.12 until all tokens are sold. DIMCOIN is set to be listed on a few major exchanges shortly after the completion of the ICO.

Images courtesy of bitcoin PR Buzz

The post DIMCOIN Offers Equity Through Blockchain Ecosystem, Proudly Announces ICO appeared first on Bitcoinist.com.

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