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Paytoken makes sending and receiving of payments instant. Our platform is designed to make life easier for anyone in need of quick and instant transactions. It is made possible by organizing & managing payments for businesses & individuals through one system and one platform. Payou creates a new generation of a "smart" hardware wallet in which all valuables will be reliably protected and could be conveniently disposed (you could quickly and easily exchange currencies, invest, take loans and pay for good sand services in the real world). PAYOU is your one-tap payment solution. For more information, visit,